Masters at the
Art of Finance

Flexible funding solutions tailored for your business growth

Monet Capital is a financial technology company, not a bank.

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Masters at the
Art of Finance

Flexible funding solutions tailored for your business growth

Monet Capital is a financial technology company, not a bank.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Not Just Any Other
Funding Company

A thriving, more profitable future awaits you!
Welcome to Monet Capital

$1B

In Funding
To Date

20k+

Businesses
Funded

$3.1B

Assets
Under Management

15

Years
In Business
Apply Now
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Products We Offer

Get flexible funding for all business needs!

Don't see anything specific you are looking for? Apply anyways, we might be able to help you.

GET QUALIFIED NOW

Trusted By 20k+ Businesses

SBA Loans

Access long-term, low-interest financing backed by the U.S. Government to expand your business horizons.

Apply Now

Term Loans

Receive upfront capital with predictable repayments, enabling strategic growth initiatives.

Apply Now

Lines of Credit

Get flexible, revolving credit to manage cash flow and seize new opportunities on demand.

Apply Now

Working Capital

Secure fast funding based on your revenue to cover urgent expenses or fuel expansion.

Apply Now

Real Estate Loans

Invest, refinance, or develop commercial properties with tailored financing solutions.

Apply Now

Industries That Qualify
For Our Loans

BERRY

TROPICAL

Your partners in
Business Financing

Our team offers fast, tailored funding solutions with clear terms—no lengthy processes. Turn financial challenges into opportunities with a partner that prioritizes your business’s success.
See What You Qualify For
iPhone mockup

Made to help
Businesses Grow

Fast and scalable business funding provided to the companies looking for more.

Contact sales
They really know their stuff. Easy to work with and very on top of what they do. They seem to really care about their clients and not just doing a job. Keep up the good work.
Candice Wu
Sisyphus
Had a great experience with Monet Capital! Danny provided excellent customer service and made the funding process smooth and hassle-free. I really appreciate the professionalism and efficiency. I’ll definitely be coming back for more!
Mollie Hall
Web Developer, Sisyphus
I had the pleasure of working with Jack Wilson on several financial matters, and I must say he was incredibly thorough and helpful throughout the entire process.
Kelly Williams
Head of Design, Layers
Tom was with me throughout the whole process and got me exactly what i needed with no extra bs like i usually deal with. very straightforward work here
Koray Okumus
Circooles
I was dealing with Jack Wilson throughout some Financial positions and jack was very thorough and helpful,I could not thank him enough for all the leg work,going the extra mile and getting everything I needed to get
Lyle Kauffman
Catalog
They really know their stuff. Easy to work with and very on top of what they do. They seem to really care about their clients and not just doing a job. Keep up the good work.
Candice Wu
Sisyphus
Had a great experience with Monet Capital! Danny provided excellent customer service and made the funding process smooth and hassle-free. I really appreciate the professionalism and efficiency. I’ll definitely be coming back for more!
Mollie Hall
Web Developer, Sisyphus
I had the pleasure of working with Jack Wilson on several financial matters, and I must say he was incredibly thorough and helpful throughout the entire process.
Kelly Williams
Head of Design, Layers
Tom was with me throughout the whole process and got me exactly what i needed with no extra bs like i usually deal with. very straightforward work here
Koray Okumus
Circooles
I was dealing with Jack Wilson throughout some Financial positions and jack was very thorough and helpful,I could not thank him enough for all the leg work,going the extra mile and getting everything I needed to get
Lyle Kauffman
Catalog

We’ll Help You Get Started

Explore success stories, expert insights, and practical tips to help you grow and thrive—both in business and as a business.

Support

Frequently Asked Questions

Everything you need to know about our loan products and payment schedule.
How fast can I get approved for funding?
Our approval process is designed to be fast and hassle-free. Many funding options receive approval within 24 hours, while SBA and real estate loans may take a bit longer due to additional processing requirements.
What are the minimum requirements to qualify for funding?
While specific requirements vary by funding type, most businesses need at least six months in operation, $30,000 in monthly revenue, and a credit score of 550+ to qualify.
Will applying for funding affect my credit score?
No, our pre-qualification process uses a soft credit pull, which does not impact your credit score. A hard inquiry is only done when you proceed with the final funding approval.
Can I get funding if I already have an existing loan?
Yes! We offer refinancing options and additional funding solutions, depending on your current financial situation and ability to manage repayments.
How do I choose the right funding type for my business?
Our financial specialists are here to help! Book a free consultation, and we’ll assess your needs to recommend the best funding option for your business.
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GOT MORE QUESTIONS?

Feel free to reach-out and our NY based support team will get back to your query!